Financial highlights
Revenue up 33% to £75.5m (2014: £56.6m)
Gross margin maintained at 24.2% (2014: 24.1%)
Adjusted PBT up 31% to £10.4m (2014: £8.0m)
Underlying PBT margin improved to 14.9% (2014:14.1%)
High operating profit to cash conversion of 100% (2014: 100%)
Adjusted EPS 17.2p up 35% (2014: 12.7p)
Proposed final dividend of 9.5p (H2 2015 payout ratio: 90%) making a total of 14.4p for 2015
Strong financial position with significant surplus on regulatory capital
Total cash balances of £14.0m (31 Dec 2014: £9.3m)
Unrestricted cash balances of £8.2m (31 Dec 2014: £5.3m)
