Gross written premium of £638.5 million (2013: £590.3 million)
13% growth in gross written premium at constant rates of exchange
Claims ratio improved to 49.1% (2013: 52.4%)
Combined ratio of 91.0% (2013: 90.3%)
Net investment income of £14.3 million (2013: £11.1 million)
Profit before tax and foreign exchange of £52.4 million (2013: £54.2 million)
Net asset value per share of 527.6p (2013: 498.1p)
Final dividend of 18.2p per share (2013: 16.5p per share)
Special dividend of 20.0p per share (2013: 20.0p per share)
Matthew Fosh, Group Chief Executive, today said:
"The Group has again performed strongly, achieving record premiums, an improved claims ratio, and making good progress operationally. Opportunities for profitable growth remain for those with the agility to navigate a challenging market environment. We continue to invest in the business, to attract talented people and to develop new ideas, all of which are maintaining and building the Group's momentum."